Deliverable Length: 800–1,000 words Part 1Explain the various definitions of disability that are found in disability-income insurance.Explain the following disability insurance income provisions: Residual disabilityBenefit periodElimination period Part 2A common method of determining the amount of life insurance life insurance to purchase is called the needs approach. Explain the following needs for a head of the household: Income needsSpecial needsCash needs Explain the capital retention approach for determining the amount of 410 life insurance owned.Briefly explain the characteristics of the following types of managed care plans: Health maintenance organization (HMO) plansPreferred provider organization (PPO) plansPoint-of-service (POS) plans
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